Terms of Service

Effective date: October 17, 2026

These Terms of Service ("Terms") govern your access to and use of martinchristopherson.com (the "Site") and any related services provided by Martin Christopherson ("we," "us," or "our"). By accessing the Site, submitting any forms, or providing your information through this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use this Site or submit your information.

A2P 10DLC ComplianceMartin Christopherson's text messaging program is operated in compliance with A2P 10DLC (Application-to-Person) messaging regulations, TCPA (Telephone Consumer Protection Act) standards, CTIA messaging principles, and carrier-mandated requirements for consent, opt-out, and recordkeeping.

1. About Martin Christopherson

Martin Christopherson is a licensed life insurance professional providing consultations and information about life insurance products to individuals and families. Martin Christopherson is not an insurance carrier and does not directly issue insurance policies. Insurance products are issued by licensed insurance carriers, and coverage is subject to carrier approval, underwriting, applicable state laws, and policy terms.

Nothing on this Site constitutes a binding offer of insurance, an insurance contract, or financial advice. Information provided is general in nature and intended for educational purposes only. For specific advice about your situation, you should consult directly with